employee benefits designed for Canada’s modern workforce
Rypl lets employees use matching dollars to repay their student loans faster, save for their first home, or accelerate their mortgage repayments
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employees
We have good news: paying down your student debt and affording a home just became achievable
companies
Designed to complement your existing group savings plan by providing options relevant to your modern workforce
brokers
Support your customers, Rypl is a simple relevant option for forward-thinking employers
Use matching dollars to achieve remarkable goals
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Small Victories. Big Ripple.




you’re not behind
you’re just living in 2026
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you’re not behind
you’re just living in 2026
Rypl works for employers who see what’s happening:
an affordability crisis that makes retirement feel impossible
The focus for today’s workforce isn't retirement, but getting out from under student loans, achieving home ownership, and paying down their mortgage faster.
This doesn’t mean employees aren’t invested in their future. It just means retirement savings contributions aren’t on their radar yet.
so the question is:
how do we help employees get ahead?
learn more
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