our
calculator
your mortgage, accelerated
adjust the numbers — results update instantly
with rypl, you could be
mortgage-free 9 years sooner
the bank keeps this much less
$165,000
future interest you never pay
your employer gives you
$68,000
free matching dollars until payoff
every payment works like
2×
debt paid down vs. a normal month
mortgage balance over time
total effect on your finances
$233,000
interest avoided + employer match
on the day you're paid off, without rypl you'd still owe
$240,000
Illustration only — not financial advice. Assumes a fixed rate for the full amortization, monthly payments, Canadian semi-annual compounding, and CMHC insurance premiums added to the balance where the down payment is under 20%. Actual results depend on your lender's terms, prepayment limits, and future rates.
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